Life Insurance in Kenya: Is It Worth Paying For?

Life insurance is a confusing topic when it comes to financial planning in Kenya. It’s a product most people know is important, but only a small percentage of the population…

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How Inflation Affects Savings and Investments in Kenya

Inflation is perhaps the strongest, but least talked about, force affecting the increase of personal wealth. Inflation is, at its most basic, the rate at which the aggregate of prices…

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Best Banks in Kenya  for Saving Money: A 2026 Comprehensive Analysis

One of the most critical financial decisions that you will make in Kenya is where to keep your money, but many people don’t think through this very important choice. The…

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How to Stop Impulse Buying: A Guide to Spending Less and Saving More

You come to Naivas and buy a litre of milk. Twenty minutes later you leave with Ksh 3500 worth of snack food, a pair of shoes being sold and a…

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KCB Money Market Fund Review: Is This the Smart Cash Parking Spot for 2026?

Money market funds are one of the most sought after investment products in recent years by Kenyan investors. As people become more financially literate, have smartphones and investment platforms become…

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Understanding Terminal Value and Why It Dominates Most Discounted Cash Flow Models

Consider the following scenario: You are purchasing a little coffee shop. You hope to make money off it for 5 years, then what happens after year 5? The shop will…

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Why Most Savings Challenges Fail and What Behavioral Research Reveals

A majority of millions of people begin a saving challenge in January with a fair amount of excitement. They attempt the fifty-two-week challenge, in which the sum of the money…

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Debt Snowball vs Debt Avalanche: Which Strategy Truly Sets You Free?

Debt is a weighty burden. The burden of debt—whether in the form of a student loan, credit card debt, medical debt, or car loans—can impact your finances, as well as…

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Weekly vs Monthly Budgeting: Which Works Better?

Budgeting is the foundation of stability and growth in the world of personal finances. But one of the most longstanding debates for the financial world and the average consumer is…

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How to Track Your Expenses Using Simple Methods (Excel, Apps, or Paper)

Introduction: You Cannot Fix What You Cannot See You have tried to save money. You have promised yourself you would spend less. And yet, at the end of each month,…

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